820 12Th Street
Key Colony, FL 33051
MLS# 618280
6 beds | 4 baths | 3333 sqft
Property DescriptionLuxurious waterfront home offering sweeping views of Shelter Bay and 75 feet of deep-water (5 ft) dockage with direct ocean or Gulf access via Vaca Cut, just minutes to open water, a true boater's delight. Custom built by D'Asign Source, this six-bedroom 3.5-bath residence spans over 3,300 square feet and comes fully furnished (with select seller exclusions), making it ideal as a turnkey vacation rental (7 day minimum), second home, or primary residence. Designed in classic South Florida style, the home features soaring ceilings, an open and airy floorplan, abundant natural light, and whitewashed terracotta tile that adds warmth and timeless island character. The spacious kitchen includes granite countertops, stainless steel appliances with a Bosch convection cooktop, and a center island, perfectly suited for entertaining. A flexible sixth bedroom functions beautifully as an office on the second level, part of a private primary retreat that occupies the entire upper floor. Outdoor living is a highlight, with an east-facing backyard, a resort-style pool (resurfaced in 2021) and hot tub, outdoor kitchen, convenient poolside bathroom connects directly to one of the bedrooms (ideal for guest comfort and rental functionality), and lush, easy-care Xeriscaping, perfect for relaxed island evenings. Boaters will also appreciate the step-down dock and concrete seawall rebuilt in 2024, providing unobstructed water access. Additional features consist of a low maintenance brick paver driveway and 2 car garage (new door in 2025). Key Colony Beach is a planned island community known for its mobility, quiet streets, and dedicated city services. Residents enjoy public beaches, a par-3 golf course, marina, tennis and pickleball courts, scenic trails and biking paths. An exceptional opportunity for investors, water lovers, and those seeking a light-filled waterfront home where every detail supports both lifestyle and long-term value.
Listing Board: Key West Association
Current Price: $3,595,000
Listing Date: 2026-01-23
List Price: $3,595,000
City: KEY COLONY
Mile Marker: 53.5
Marathon Neighborhood: Marathon East - Gulf (Airport to Vaca)
Side: Bay/Gulf
Flood Zone: AE
Alternate Key #: 1083089
Parcel #: 00077350-000000
Zoning: R-1A - Key Colony Single Family
Deed Restrictions: No
Legal: BK 12 LT 40 KEY COLONY BEACH SECOND ADDN SHELTER KEY PB4-94 OR432-341 OR755-1020 OR855-236 OR1225-649 OR1318-2168/69AFF
Taxes: 22531.78
Tax Year: 2025
Pub Sewer HkUp: Yes
Street #: 820
Street Name: 12Th
Street Suffix: Street
Key/Island: Key Colony
State/Province: FL
Zip Code: 33051
County: Monroe
Subdivision: Key Colony Bch 2nd Addn (53.5)
Area: 17 - Vaca Cut - Both Sides Holiday Inn/Key Colony
Realtor.COM Type: Residential - Single Family
Waterfront: Yes
Control Depth: 5
Lot SqFt: 8250
Pool: Yes
Lot Sqft Source: Tax Records
Total Units: 1
Acres: 0.19
SqFt Source: Tax Records
Rentals Allowed: Yes
Min Rental Days: 7
Style: Single Family
Year Built: 1993
Living Apx SqFt: 3333
Total Bedrooms: 6
Full Baths: 3
Half Baths: 1
Total Baths: 4
Remarks – Consumer: Luxurious waterfront home offering sweeping views of Shelter Bay and 75 feet of deep-water (5 ft) dockage with direct ocean or Gulf access via Vaca Cut, just minutes to open water, a true boater's delight. Custom built by D'Asign Source, this six-bedroom 3.5-bath residence spans over 3,300 square feet and comes fully furnished (with select seller exclusions), making it ideal as a turnkey vacation rental (7 day minimum), second home, or primary residence. Designed in classic South Florida style, the home features soaring ceilings, an open and airy floorplan, abundant natural light, and whitewashed terracotta tile that adds warmth and timeless island character. The spacious kitchen includes granite countertops, stainless steel appliances with a Bosch convection cooktop, and a center island, perfectly suited for entertaining. A flexible sixth bedroom functions beautifully as an office on the second level, part of a private primary retreat that occupies the entire upper floor. Outdoor living is a highlight, with an east-facing backyard, a resort-style pool (resurfaced in 2021) and hot tub, outdoor kitchen, convenient poolside bathroom connects directly to one of the bedrooms (ideal for guest comfort and rental functionality), and lush, easy-care Xeriscaping, perfect for relaxed island evenings. Boaters will also appreciate the step-down dock and concrete seawall rebuilt in 2024, providing unobstructed water access. Additional features consist of a low maintenance brick paver driveway and 2 car garage (new door in 2025). Key Colony Beach is a planned island community known for its mobility, quiet streets, and dedicated city services. Residents enjoy public beaches, a par-3 golf course, marina, tennis and pickleball courts, scenic trails and biking paths. An exceptional opportunity for investors, water lovers, and those seeking a light-filled waterfront home where every detail supports both lifestyle and long-term value.
Directions: Take US1 to Sadowski Causeway, turn right on W. Ocean Dr, then right on 12th Street. Home is on the right at 820 12th Street.
Mandatory Home Owners Asc: No
1st Right of Refusal: No
Dock Length: 75
Dock: Concrete
Boat Lift: 1
Seawall: Concrete
Stainless Steel Appliance(s): 1
Washer: 1
Ceiling Fans(s): 1
Central Air: 1
Bay Front: 1
Canal Front: 1
Bay/Gulf View: 1
Canal View: 1
Ocean View: 1
Open Water View: 1
Tennis Courts: 1
Other Area Features: 1
Cathedral Ceilings: 1
Drapes/Blinds Incl: 1
Granite Counter Top: 1
Smoke Alarms: 1
Walk-in Closet(s): 1
Whirlpool Bath Tub: 1
Above Flood: No
Stories: 2 Stories
Impact Rstnce Window: 1
Other Windows/Doors: 1
Guest Parking: 1
Off Street Parking: 1
FKAA: 1
Municipal Sewer: 1
Open Porch/Balcony: 1
Patio: 1
Waterfront: Bay Front; Canal Front; Open Water
Waterview: Bay/Gulf View; Canal View; Ocean View; Open Water View
Vehicle Storage: Garage; Guest Parking; Off Street Parking
Cooling: Ceiling Fans(s); Central Air; Heat Pump
Heating: Central; Electric
Utilities: FKAA; Municipal Sewer
Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Granite Counter Top; Smoke Alarms; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments
Specialty Rooms: Laundry Room
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features: Hot Tub; Lighting; Outdoor Kitchen
Pool Info: In Ground; Decked
Floor: Carpet; Tile; Wood
Neighborhood Feature: Beach; Bike Paths; Tennis Courts; Other Area Features
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional
| Room Name | Length | Level | Width | Remarks |
| Living Room | 27.00 | Main | 21.11 | |
| Kitchen | 22.00 | Main | 18.00 | |
| Dining Room | 12.00 | Main | 10.00 | |
| Other Room | 9.00 | Main | 7.11 | Laundry Room |
| Bedroom 1 | 12.00 | Main | 11.50 | |
| Bedroom 2 | 12.00 | Main | 10.00 | |
| Bedroom 3 | 18.80 | Main | 12.60 | |
| Bedroom 4 | 14.00 | Main | 12.00 | |
| Bedroom 1 | 125.40 | Second | 21.11 | Main Bedroom |
| Bedroom 2 | 12.00 | Second | 8.00 | Currently an Office |
Listing Office: Loffreno Real Estate
Last Updated: April - 19 - 2026
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