862 Cardinal Lane
Key Largo, FL 33037
MLS# 621495
4 beds | 4 baths | 2326 sqft
Property DescriptionOWNER FINANCING AVAILABLE -- 30% DOWN
Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo
Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle.
Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles.
Outdoor Entertaining, Elevated:
The covered entertaining area makes outdoor gatherings easy and comfortable. The built-in outdoor kitchen is equipped with an outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink, creating the perfect setting for everything from casual lunches to sunset dinners after a day on the boat.
Contemporary Interior with Premium Appointments:
Inside, the home continues the modern coastal aesthetic with carefully selected finishes and high-end features. Chef-inspired kitchen includes a 42'' GE Monogram counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combination, and wine cooler. Four beautifully appointed bathrooms feature smart electric toilets, rain and handheld shower systems, body jets, and frameless barn-style glass shower doors. Architectural details include soaring ceilings, 8' custom interior doors with smoked-glass inlays, and contemporary tile flooring throughout. Everyday convenience comes from dual inline water heaters and two Bosch stackable washer/drye
Current Price: $1,999,000
Listing Date: 2026-10-03
Listing Board: Florida Keys
Monthly Rent: $1,999,000
As is Rght to Inspct: Yes
Street #: 862
Street Name: Cardinal
Street Suffix: Lane
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Winston Waterway (102.0)
Area: 27 - Key Largo MM 97-107
Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: Yes
Year Built: 2025
Lot Size: X
Lot SqFt: 6900
Lot Sqft Source: Property Data Card
Acres: 0.15
Living Apx SqFt: 2326
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 4
Total Baths: 4
Rentals Allowed: With Restrictions
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: No
Dock Length: 40
Dock: Composite
Above Flood: Yes
# Stories: 2 Stories
Property Condition: New Construction
Vehicle Storage: Carport; Attached; Off Street Parking; Open Parking
Cooling: Ceiling Fans(s); Central Air
Utilities: Buyer to Verify; FKAA; Municipal Sewer
Interior Features: Built-in Cabinets; Cathedral Ceilings; Entrance Foyer; Walk-in Closet(s)
Appliances: Dishwasher; Dryer; Freezer; Microwave; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler
Exterior Features: Lighting; Outdoor Kitchen; Storage
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; Seller Finance Psble
GF-Interior Features: Tankless Hot Wtr Htr
Additional Property Features:
Standing-seam 16" panel metal roof, Brick driveway with solar lighting, Spacious covered outdoor living area, Quick access to the Atlantic, Brand-new construction and Move-in ready
Whether you're envisioning a private Keys getaway, a full-time waterfront residence, or a place where boating and outdoor living are part of everyday life, this newly completed Key Largo home offers an exceptional combination of modern design, private dockage and access to the Florida Keys lifestyle.
Owner financing available with 30% down.
Listing Office: American Caribbean Real Estate, Christie's International Real Estate
Last Updated: October - 05 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.